I’ve written a bit about retirement planning. While most people focus on the big number – How Much Money Do I Need to Retire Comfortably? – That number can be very different depending on each of our individual circumstances. That big number will be very different for someone who is still paying a mortgage (or […]
Expenses In Retirement Read More »
Yes, please! I’ve written quite a bit about dividends and dividend paying stocks. I am optimistic about the long-term prospects for the US economy and for the S&P 500. I know there will be blips along the way, but overall, I expect an investment in the S&P 500 will build wealth in the long term.
How Would You Like $1,000 Per Month? Read More »
This is not about kitchens, but it is about dining so…close enough. Fine Dining On Saturday, my wife took me out to dinner for my birthday. We went to a beautiful restaurant with great service and to my surprise, 4 of our friends were there waiting for us. It was a nice evening. We had
A Tale of 2 Kitchens Read More »
There has been a lot of excitement about social security lately. Social Security is funded by us and our employer. Since this is “our money”, we expect that it will be paid out to us when we retire. While that makes sense, there has been a lot of talk about: Both of these are causing
Where Is My Social Security? Read More »
There are quite a few people who avoid investing altogether because of the wild gyrations of the market. To some, the market seems like a casino. I’d be better off putting my money on red and spinning. It’s hard to argue against this when just this year, we’ve seen the Dow gain or lose over
What Drives Stock Price Changes? Read More »
This morning I was reviewing my year-to-date expenses. Yup, you’re jealous right – we retirees have all the fun. Don’t feel bad. I have a big BBQ lunch coming up later. Anyway, once again, I was surprised at our expenses. Everyone said they’d go down once we retired, but they’re up. What gives?? Taxes I
Early Retirees – Don’t Forget To Budget For Taxes Read More »
This morning, I was reading about tariffs and the national debt. I wanted to understand more about how tariffs could help the US pay off some of our debt. If other countries are paying us tariffs, presumably that is a huge amount of money that could be put toward our $37 trillion debt. I’ll spare
What’s Your Plan For Retirement Finances? Read More »
It’s Friday May 9. It’s been a wild year to date in the market and I had a long drive today so I have a few thoughts. The S&P 500 Performance The S&P 500 has largely recovered from the belly-flop that started on Liberation Day. As you may recall, this is when the initial tariff
Today, I’m perusing the TJX annual report. Before we get into (a light assessment of) the details, let me give you my background with TJX. I have to give my wife credit for this one. Back in 2015, she mentioned that she enjoyed finding bargains at Marshalls, TJ Maxx and Home Goods stores and wondered
This weekend, I read an article in Benziga called Peter Lynch’s Market Observation: ‘Far More Money Has Been Lost By Investors Preparing For Corrections, Than Has Been Lost In Corrections Themselves’. Interesting. Here are the facts behind it. Pretty fascinating. Need to Act I wrote some posts about this recently here and here and here.
Don’t Shoot Yourself in The Foot. Some thoughts on Market Timing. Read More »