The financial education you never got in school
I’m Brian — retired finance pro, former English major, lifelong teacher at heart. No ads, no stock tips, no agenda. Just honest explanations to help you make better decisions with your money.
The Basics
Budget & Saving (How to build a budget and stick to it)
Investing Basics (Funds, ETFs, Stocks & Bonds de-mystified)-
Protect Wealth (Don’t let scammers undo our hard work) 
Financial Products (401k, IRA,Credit Card, Loans explained)
Curated Topics
Cars (Buying Tips, Detailing)- Hearing Aids (Reviews, Shopping Tips)
Media Bias (Are we being manipulated?)-
Fun (Just because)
Going Deeper
Investing journal
Advanced topics, stories & lessons learned
Retirement
Social Security, Medicare, 401k withdrawals and other tips
Tax
Strategies to keep more of what we've earned
Everything journal
Car buying, detailing, hearing aids, bluetooth speakers...
Latest Posts
Even if we don’t plan to invest we should have one. We’ll talk about why in a sec.
But...
Prices are high.
No kidding!
According to our friends at the Bureau of Labor Statistics, Inflation...
Hit Sell.
I did, back in March 2024.
But let’s look at the whole story.
Nike
Nike is an...
Deep thoughts for a Sunday?
But important.
At what point can we stop worrying about money?
This...
2 months ago, I posted about my Caterpillar covered call. You can read the post here.
This was a little...
OK…Not everything but I’ve just done quite a bit of research and tested a few different speakers...
Investing is a hobby for me. I’m retired and I’ve got lots of time. Why not?
2026 has...
I’ve written a few posts – check out the list here – about covered call options. If...
While some of us invest in individual stocks and bonds, most regular folks invest our capital in various...
And I hope you have too.
I wanted to fact check myself a bit on this post, because while I wasn’t...