The financial education you never got in school

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I’m Brian β€” retired finance pro, former English major, lifelong teacher at heart. No ads, no stock tips, no agenda. Just honest explanations to help you make better decisions with your money.

* Quick note. Β I’m doing some site maintenance so bear with me. Β Thanks.

Personal Finance Basics

Budget & Saving

How to build a budget & tips for finding creative ways to save a few bucks

Investing Basics

Open a brokerage account, learn about investments, and start investing

Protect Wealth

We've worked hard to save.
Don't let scammers undo our hard work

Financial Products

Credit Cards, 401k, Loans... Understand how they work to use them to our best advantage

Hot Topics

Curated Topics

Latest Posts

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The Importance of Financial Independence
My wife and I are financially independent. We live in an average home, in an average town, and we take...
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What's a Brokerage Account and How Do I Get One?
Even if we don’t plan to invest we should have a brokerage account. We’ll talk about why...
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Using Investments to Offset Inflation and the High Cost of everything
Prices are high. No kidding! According to our friends at the Bureau of Labor Statistics, Inflation...
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Just Do It
Hit Sell. I did, back in March 2024. But let’s look at the whole story. Nike Nike is an...
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What is Wealth? How Much is Enough?
Deep thoughts for a Sunday? But important. At what point can we stop worrying about money? This...
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What A Difference A Day Makes
2 months ago, I posted about my Caterpillar covered call. You can read the post here. This was a little...
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Everything You Need to Know About Buying Bluetooth Speakers
OK…Not everything but I’ve just done quite a bit of research and tested a few different speakers...
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Investing Lessons April 2026
Investing is a hobby for me. I’m retired and I’ve got lots of time. Why not? 2026 has...
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Reducing Cost Basis With Covered Call Options
I’ve written a few posts – check out the list here – about covered call options. If...
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What are Private Equity and Private Credit and Do I Need Some?
While some of us invest in individual stocks and bonds, most regular folks invest our capital in various...

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