The financial education you never got in school

I’m Brian — retired finance pro, former English major, lifelong teacher at heart. No ads, no stock tips, no agenda. Just honest explanations to help you make better decisions with your money.

Hi, it’s Brian.  I’m making some changes to make the site easier to use so pardon our appearance.  All posts are available on the blog page and search is always ready – just enter a keyword in the upper right magnifying glass and see all posts that contain that text.  

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Budget & saving

Build a budget that actually works

Investing basics

Mutual funds, ETFs, stocks, bonds demystified

Protect wealth

Don't let scammers undo your hard work

Financial products

401k, IRA, credit cards explained

Going Deeper

Investing journal

Advanced topics, stories & lessons learned

Retirement

Social Security, Medicare, 401k withdrawals and other tips

Tax

Strategies to keep more of what we've earned

Everything journal

Car buying, detailing, hearing aids, bluetooth speakers...

Reader Favorites

Hearing aids

My journey comparing, testing and buying hearing aids

Cars

Car buying, extended warranties, detailing...

Media

Media bias is everywhere. What does that mean to you?

Fun

Because sometimes we just need a laugh.

Latest Posts

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What's a Brokerage Account and How Do I Get One?
Even if we don’t plan to invest we should have one. We’ll talk about why in a sec. But...
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Investments to Offset High Cost
Prices are high. No kidding! According to our friends at the Bureau of Labor Statistics, Inflation...
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Just Do It
Hit Sell. I did, back in March 2024. But let’s look at the whole story. Nike Nike is an...
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What is Wealth? How Much is Enough?
Deep thoughts for a Sunday? But important. At what point can we stop worrying about money? This...
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What A Difference A Day Makes
2 months ago, I posted about my Caterpillar covered call. You can read the post here. This was a little...
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Everything You Need to Know About Buying Bluetooth Speakers
OK…Not everything but I’ve just done quite a bit of research and tested a few different speakers...
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Investing Lessons April 2026
Investing is a hobby for me. I’m retired and I’ve got lots of time. Why not? 2026 has...
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Reducing Cost Basis With Covered Call Options
I’ve written a few posts – check out the list here – about covered call options. If...
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What are Private Equity and Private Credit and Do I Need Some?
While some of us invest in individual stocks and bonds, most regular folks invest our capital in various...
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I've Had It With Congress
And I hope you have too. I wanted to fact check myself a bit on this post, because while I wasn’t...
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