The financial education you never got in school
I’m Brian — retired finance pro, former English major, lifelong teacher at heart. No ads, no stock tips, no agenda. Just honest explanations to help you make better decisions with your money.
Hi, it’s Brian. I’m making some changes to make the site easier to use so pardon our appearance. All posts are available on the blog page and search is always ready – just enter a keyword in the upper right magnifying glass and see all posts that contain that text.
New here? Start with these
Budget & Saving
Build a budget that actually works and finally begin putting money aside
Investing Basics
Mutual Funds, ETFs, Stocks, Bonds demystified
Protect Your Wealth
Don't let scammers undo your hard work
Financial Products
401k, IRA, Credit Card and more explained
Latest Posts
Prices are high.
No kidding!
According to our friends at the Bureau of Labor Statistics, Inflation...
Hit Sell.
I did, back in March 2024.
But let’s look at the whole story.
Nike
Nike is an...
Deep thoughts for a Sunday?
But important.
At what point can we stop worrying about money?
This...
2 months ago, I posted about my Caterpillar covered call. You can read the post here.
This was a little...
OK…Not everything but I’ve just done quite a bit of research and tested a few different speakers...
Investing is a hobby for me. I’m retired and I’ve got lots of time. Why not?
2026 has...
I’ve written a few posts – check out the list here – about covered call options. If...
While some of us invest in individual stocks and bonds, most regular folks invest our capital in various...
And I hope you have too.
I wanted to fact check myself a bit on this post, because while I wasn’t...
Back on August 25, 2025, exactly 7 months ago today, I got a bee in my bonnet about energy stocks. 2...