Past performance is no guarantee of future returns. We see this, or words to that effect in every mutual fund perspective or almost any investment advertisement. Why? It’s the law. It’s meant to protect investors like us. Read more here from thebalance.com Can be Helpful… I appreciate that the good folks at The Balance included […]
past performance…. Read More »
My wife and I are financially independent. We live in an average home, in an average town, and we take an occasional vacation. Last winter we spent a week in Key Largo. The prior year, we spent 3 days in the Red Roof Inn (near) Newport, RI off of a highway with a striking view
The Importance of Financial Independence Read More »
Whether we’re invested in individual stocks or we hold some nice low-cost mutual funds and ETF’s (read more about mutual funds here), today, 6/21/2025, we’re pretty pleased. The S&P 500 is within spitting distance of all-time highs. I’m not sure that “spitting distance” is a precise measure, but the point is we’re pretty darn close.
What’s Going on With Equities? Read More »
In his book One Up On Wall Street: How To Use What You Already Know To Make Money In The Market, Peter Lynch tells lots of stories about how to recognize great businesses and how to choose investments. One of my favorite stories in the book is about how Lynch noticed the L’eggs eggs all
My earlier post this week was about adding more solar panels and a couple of batteries to my system. I initially installed solar in 2023, and it was so effective, that I decided to expand my system. Why Solar? Even with the 30% tax credit, solar is expensive. My original system cost $29,000 out of
Risk Mitigation – aka “I Told You So” Read More »
Americans love credit cards, loans and buy-now-pay-later. Don’t believe me? Check this out. Housing debt makes sense to me. We need a place to live and houses are expensive. But the non-housing debt is worrisome. It’s increasing pretty rapidly. Let’s take a look at some household debt numbers from the Motley Fool. And some trend
A year or so ago, I wrote a couple of posts about solar. In the first, I described my experience in adding roof-top solar panels. In the 2nd, I reviewed my experience investing in some solar businesses. I continue to be quite interested in solar. To me, it makes sense to be able to generate
Let’s Talk About Solar Again Read More »
It’s 61 degrees and drizzly in mid-June, what else do I have to do? Today I’m thinking about how my spending has changed. I wrote in an earlier post that I spend about the same in retirement as I did before. Those of us who were told that our expenses would decrease when we stopped
Now That I’m Retired, How Does My Spending Compare? Read More »
Happy Friday! Tomorrow it’s Saturday. Forecast is rain just like every Saturday in recent memory. Here’s some good news for a change. Today, I read on Boston 25 News that Mel Brooks is working on a reboot of Spaceballs. Read more here. Mel is 99 years old. God bless him. From Blazing Saddles to Young
Friday’s Fun – A new Spaceballs Movie! Read More »
According to the While House, the majority of Americans think we are on the right track. Even MSN agrees (with the polls, if not the sentiment). Wrong Train I think the general population’s optimism centers on a few key topics. Maybe a few other things, but those are the biggees. I can understand how Americans
Are We On The Right Track? Read More »