I’ve saved for retirement throughout my whole working career. Even when I had first started working and I was buying my first home and starting a family, I made sure to contribute to my 401k. To me, this has always been one of the great features of a 401k. The money magically came out of […]
How Much Have You Saved? Can You Prove It? Read More »
Our reader Randy had a few questions about buying hearing aids so I thought I’d post the answers for everyone. Thanks Randy! Are they visible? Well, they’re not invisible. But, they hide pretty well. I have the behind-the-ear, also known as receiver-in-canal style pictured below. Compare this to the Eargo 7, which fits completely in
Choosing Hearing Aids – Some Things to Consider Read More »
United States Treasury Bonds, Bills, Notes are viewed as among the most secure investments because they are backed by the full faith and credit of the US government. That sounds good, right? Many of us look to treasuries as a safe way to provide income in retirement while preserving our principal. Let’s take a quick
I Can’t Lose Money On Treasuries, Right? Read More »
As we begin 2025, stock market experts are warning that the market is overvalued. What do we do? We must act! Now! Before it’s too late! Hold On Warren Buffett says “The Stock Market is Designed to Transfer Money from the Active to the Patient”. This is one of my favorite quotes about the stock
Remember to Do Nothing Read More »
Well….roughly 6 – maybe 8. My hearing aid posts continue to get a lot of views, which I think is great because hearing health is important. I won’t go into all the details, but hearing problems can impact our cognitive function and can lead to diseases like dementia and Alzheimers. Read more here. My mom
Hearing Aids – 6 Month Update Read More »
In keeping with the “someone’s watching me” theme for 2025, let’s talk about Google. I have mixed feelings. They provide gmail, maps, search and lots of other free tools. I have a Nest thermostat and my GOOGL shares from 2013 are up over 1,000%. There is a lot to like. But Google’s parent Alphabet makes
Google Knows More Than it Should. Here’s How to Fight Back. Read More »
Sounds creepy, right? It is. I’ve written a lot about scams, data brokers and the many ways that criminals are trying to take advantage of us. In my first post of 2025, I talked about setting up a credit freeze to protect from identity theft. It’s a great way to ensure that someone who has
Your Internet and Cell Providers Are Watching! Read More »
That’s a troubling thought. Happy New Year to you too! So, how do I know this? I’m mister tinfoil hat. I don’t trust anyone online. Or anywhere. I use a password manager. No duplicate passwords. All passwords look like this: @NqiieeMF3V3LpV_n3pm6VXHkoe-9. I use a VPN, even at home because I don’t trust myself. I was
Someone Has Your SSN Read More »
We’ve just survived Christmas, New Year’s is next week – holy cow, 2025 – and we did our financial end-of-year ideas in our prior post, so let’s do something fun for our final post of 2024. Before we dig in. Thank you to those who have read and commented and thank you to my friends
My Favorite Car Detailing Products Read More »
I’m writing to you because I’m concerned about our country’s finances and I’m asking for your help. Today, we are yet again on the verge of a government shut-down. Congress has not been able to come up with a budget so our only alternative is to end services, send people home and stop paychecks.
My Letter to Congress (on the US Debt) Read More »