Given the excitement with the impending government shut-down and the politicking around a spending bill, I wanted to re-visit some of the info regarding government spending here in the good ole’ US of A. I posted about this a while back, if you’d like to take a peek. Read here. And before we get started, […]
You Owe Me $271,790!! A Look At The US Debt Read More »
It’s Friday. You made it through another work week. Congrats. I have a bunch of quick thoughts for this week, so buckle up. I Love Dividends Over the last 5-7 years, as I was nearing retirement, and then entering retirement, I’ve become much more excited about dividend paying stocks. Read more here and here. What’s
One of my first posts was on credit cards. I love using credit cards for the convenience, the rewards and for the automated transaction monitoring and alerts. Using credit cards also gives me an inventory of all my expenses, which I wouldn’t get by using cash. I can better track where my money goes. Credit
Credit Card Rewards Read More »
While I don’t know anyone who has kind words to say about their loan or their monthly payment, the fact is, loans are a necessary part of life when we need to buy a home, a car or pay for higher education. Understanding how they work will help you make better decisions about financing. How
Duh. Or if you’re a Simpsons fan, Doh. Either way, I’m sure you get it. But how big of a problem is debt? For today’s post, I’m going a little outside of my typical personal finance scope and talking about some reading I’ve done recently. I Don’t Have Any Debt! I can hear some of
Is Debt A Problem? Read More »
I read an article this morning about a woman who was irate because she paid off a loan and her credit score went down 30 points. I don’t blame her. I’d be angry as well. You should be rewarded for good financial habits, not penalized. I also understand why this happened and if you read
Credit Score – Today’s Example Read More »
Your credit score is much more important than you may realize. Let’s dig in. Many people refer to their credit score as their FICO score. Just like FEDEX is not the only package delivery service, FICO is not the only credit score. While they all use similar criteria, the results can be different, which is
Debit cards, like credit cards have an important place in your wallet, but there are some key differences you should be aware of. I’ve published a post on credit cards that you may want to review as well. Debit cards don’t have the excitement of credit cards. You typically don’t get glamorous perks like airline
In this post, we’ll talk about the parties involved in making credit cards work, what their role is, and what we can do to maximize the benefits we receive while avoiding fees and interest charges. Credit Cards can be our best friend. It’s convenient to insert our card at the register, or to enter our