I wrote a little about dividends here and here. The first post is about why dividend stocks have a place in your portfolio and how a company handles dividends. This is great, but what if I own a mutual fund. Does that pay dividends? Maybe, let’s take a look. Mutual Fund A mutual fund is […]
How Do Mutual Fund Dividends Work? Read More »
Investing can be hard. There is a lot of misinformation, or worse yet, partially correct information out there, that can hurt us if we’re not thorough in our research. Many of us invest in index funds. These are a great way to diversify, but it is important for us to understand what they are and
Stock Indexes And Index Funds, How Do They Work? Read More »
In an earlier post on Mutual Funds and ETFs, we talked about mutual funds and ETFs, how they work, the fees they charge and how we get our money out after investing. Mutual Funds and ETFs are baskets of securities, but it is important for investors to know a little bit about how they manage
I Bought a Mutual Fund. What Do I Own? Read More »
A lot of my posts encourage investing in low-cost S&P 500 Funds and ETFs. My premise is that we need to invest in equities in order to build wealth. Look at the post on compounding as an example. At one point we compare the portfolio gains of 2 folks – Al and Peg – assuming
So How Do I Know The S&P 500 Will Go Up? Read More »
In many of my posts, I talk about the need to have an investment thesis for companies in which we choose to invest. This is a must, however, I’m not in love with the term thesis. The term thesis, to me, implies that there will be a lot of work and very little of it
A Thesis in 15 Minutes Read More »
In many of my posts, I’ve discussed low-cost S&P 500 mutual funds and ETFs. Today we’ll take a look at what we’re actually getting when we buy shares. Saddle-up. What is the S&P 500? The S&P 500 is a stock index. There are many indices available. The S&P 500 is a very popular one. Investment
I’m Buying An S&P 500 ETF. What Am I Getting? Read More »
In this post, we’ll break down the steps involved in building an investment thesis for a company in which you are interested. It Starts With an Observation All investments – good and bad – start with an idea, or an observation. I’ve referred to the Peter Lynch story about seeing L’eggs eggs all over the
How to Build an Investment Thesis for a Company Read More »
Dividend Stocks are a compelling investment option. They have the potential for capital appreciation, and they also make regular dividend payments to shareholders. You can see more detail about stocks and dividends in my post on stocks, but to give a quick recap, stock ownership is ownership of shares of a company. Companies that are
A Health Savings Account (HSA) is becoming a popular but frequently misunderstood employee benefit. An HSA provides huge tax advantages so let’s dig in. What it’s Not I’m sure I’m breaking every literary rule by starting off with what an HSA is not, but for those of us who began our employment with Flexible Spending
Health Savings Account Read More »
Your credit score is much more important than you may realize. Let’s dig in. Many people refer to their credit score as their FICO score. Just like FEDEX is not the only package delivery service, FICO is not the only credit score. While they all use similar criteria, the results can be different, which is