This morning I was browsing some old posts and wanted to follow-up on things I’d said to see how they were holding up. Bitcoin Back in November of 2025 – 3 long months ago – I wrote I Own Some Bitcoin, But That Doesn’t Mean I Have To Like It. Cryptocurrency and Bitcoin especially, seem […]
3 Important Lessons & a Trip in the Wayback Machine Read More »
Most of us have a 401k, an IRA or a brokerage account. If we do, we probably have had to select mutual funds (I’ll use the term mutual fund to cover both funds and ETFs as they’re similar). Today we’ll talk about some of the things we need to look at before making that choice.
How to Choose Mutual Funds and ETFs Read More »
In the post on Asset Allocation and in about 50 other posts, I advocate for having a fixed income position. Sounds good, right? But what does that mean and how do we go about it? And how much is too much? Good questions. Today we’ll talk about what exactly fixed income is, why we need
What The Heck Is Fixed Income And Why Do I Need Some? Read More »
OK, not exactly, but it is coming up on February 26. To refresh our memories, back 1 year or so ago, I wrote a post about my optimism about the S&P 500. As I thought about this, I decided that I needed to back up my statement by putting some of my own money to
Put Your Money Where Your Mouth Is. 1 Year Anniversary Read More »
In Tax Strategies For Seniors (and everyone else) – Chapter 1, we introduced the US Government graduated tax system and talked about some tax savings strategies. While the US (and state and local governments) need to collect taxes to provide services, none of us enjoy writing that tax check. We need to pay our fair
Tax Strategies for Seniors (and everyone else) – Chapter 2 Read More »
Thanks to Tony for suggesting this topic. It’s February and it’s cold so there’s not much else to do but sit at home, watch the snow and worry about how much of our retirement savings – or earnings – Uncle Sam is going to take from us. Taxes I’ve written about our growing national debt
Tax Strategies For Seniors (and everyone else) – Chapter 1 Read More »
Choosing our own investments can be daunting. We read that financial expert Suze Orman says we need $7 million in order to retire. Let’s assume we make $100,000 per year and put aside the recommended 15% for retirement savings. We want to protect this money so we put it in a savings account that yields
Everything You Need To Know About Investing Read More »
This morning, I read 2 very informative articles on clark.com. For those who haven’t followed closely, Clark Howard is my favorite cheapskate. I was first introduced to Clark on my favorite podcast. He talked about a few ways to save money. The one I remember most was his advice to use a shaving razor blade
Stealing From Clark. Some Interesting Stats on Stocks and Market Returns Read More »
Today we’ll be picking on me. Most of the time, I’m smart (or lazy) enough to pick a diverse basket of companies and mutual funds in which to invest and then I go about my business. But sometimes, I feel the need to outsmart the market. Perhaps I can make a killing by reading the
Most Investors Are Terrible At Predicting The Future Read More »
Bonds are typically considered a safe asset. Today we’ll talk about the risks and look at some actual examples to demonstrate how, as an investor, we could lose money investing in a bond. What is a Bond? Simply put, a bond is a loan to a corporation or government entity. The bond buyer (us) provides
How To Lose Money On Bonds Read More »