In an earlier post on Stocks, I talked about trading v. investing. To me, investing is researching different businesses and choosing to invest in those that I think will pay off in the long-run. I see trading as an activity in which one tries to move quickly in and out of different securities, trying to […]
Trading is Hard – Today’s Example Read More »
Today was a rough day in the market. They are more common than you might think. I typically dislike the constant coverage of what the market is doing, and investing experts who are happy to tell you why the market tanked today. Where were they this morning? I’ve never seen a pre-market headline that told
Wow. Today was a Rough Day in the Market Read More »
Time is the secret weapon in building wealth. For those who only read the 1st paragraph of an article, I wanted to get this out there first. So there you have it. Let’s talk about why. Sylvia In preparing for a personal finance class I was teaching a few years back, I came across an
The Secret to Building Wealth Read More »
Bonds are a key part of a diversified investment portfolio. In this post we’ll talk about what a bond is, how it works and the role it plays in your portfolio. A bond is a fixed income security, which means it is a security that has a fixed duration and a fixed interest rate. Fixed
If you read only 1 article on this site, please choose this one. Compounding is the magic that will enable you to grow your wealth over time. Understanding how compounding works will help you to envision how your wealth can grow over time. Knowing this will help you stick with a regular saving and investing
Today, I grudgingly sold 6 companies that I’ve owned for several years. All 6 companies had lost money for me. They were on an up trend at one point in time, with optimistic growth projections and a rising stock price. A few had healthy dividends as well so I was earning some income while expecting
Stocks – when to sell Read More »
Asset Allocation: Equity, Fixed Income & Cash – What are they and what role do each of them play in your portfolio. Read on to find out. Let’s start by introducing a new term: Asset Class. In order to understand and manage your investment portfolio, it helps to break our investments down into categories. Asset
Asset Allocation: Equity, Fixed Income and Cash Read More »
To many people, a stock is something you trade to try and make some quick money, but a stock is a whole lot more than that. In this post, we’ll look at what a stock is and how it works. First and foremost, a stock represents equity ownership in a company. When you buy a
Mutual Funds and their cousins, the Exchange Traded Fund (ETF) are very common, but also commonly misunderstood. Let’s take a closer look. We’ll start with mutual funds. Most of what we talk about here applies to ETFs as well. We’ll talk about the differences later in the post. Think of a mutual fund as a
Mutual Funds & ETFs Read More »