That’s a shame. But it’s true. Today’s post is a follow-on to yesterday’s post where I said that if the equity piece of your portfolio didn’t have a 24% return last year, you need to make some changes. Read it here. And to be honest, you don’t have to make changes. The responsibility to choose […]
Most Actively Managed Equity Funds Underperform Read More »
That’s harsh. I’m not trying to make you feel bad, but we need to dig into this. Why Do We Invest? We invest to make money. That’s it. For equity investments, we buy something today with the expectation that it will be worth more at some point in the future. For fixed income investments, we
If Your Equity Investments Haven’t Gained 24% in 2024, You Need To Make Some Changes Read More »
I talk a lot about finding great companies in which to invest my hard-earned money. But today I thought I’d talk about how I decide when a company may not be a great idea. The Idea Whether it’s an article, podcast, TV show…ideas come from anywhere. I wrote recently about Bank OZK (was Bank of
Deciding a Company Is Not Worth Investment (To Me) Read More »
Today’s good news! Trump’s ‘big beautiful’ bill expands access to this ‘powerful, yet underutilized’ financial tool. Here’s the spoiler. A Health Savings Accounts, also known as an HSA, will be more readily available to us. I won’t go through the details – read the article, but more of us can get access to an HSA.
Stop Spending Your HSA Read More »
I just finished writing about dividend aristocrat Fastenal here. The post was about how important it is to have companies in our portfolio that pay a regular, and increasing, dividend. Read it. It’s quick and informative. Just after I wrote about Fastenal, I read Bank OZK Announces Increase to Quarterly Common Stock Dividend and Announces
Another Dividend Favorite Read More »
As an investor, there is nothing more exciting than when I buy shares of a company and I’m immediately rewarded with a huge gain. Take Nvidia (ticker: NVDA) for example. Look at this 5 year chart. Since late 2023, it’s been on fire. I’m excited because I own shares. I’m up big on this investment,
Boring Is Beautiful Read More »
I was reading an article the other day about saving. From the title, it looked like crap. Typical click-bait headline, but I had some time so I read. It was surprisingly right on the mark. One stat that I found particularly interesting was that most people who describe themselves as wealthy or well off, and
3 Steps to Better Finances Read More »
Happy July 4th. We’re celebrating independence day for us and for our nation. Burgers, dogs, potato salad and maybe some fireworks later. Sweet! If you’ve kept up with my posts, your probably on your way to financial independence as well. There are over 200 posts on everything from saving, investing, stocks, bonds, buying hearing aids
Put Your Money Where Your Mouth Is – July 4th Update Read More »
This is my 2nd post today. My earlier post was Get Angry. So now it’s time to take a deep breath or 2 and relax. I moved on to financial news and found yet another reason to be optimistic about the S&P 500. And for those who’ve forgotten, the S&P 500 is a stock market
I love the S&P 500 Read More »
Past performance is no guarantee of future returns. We see this, or words to that effect in every mutual fund perspective or almost any investment advertisement. Why? It’s the law. It’s meant to protect investors like us. Read more here from thebalance.com Can be Helpful… I appreciate that the good folks at The Balance included
past performance…. Read More »