Earlier this month, my wife and I took a trip to Grand Cayman. It was chilly and windy, which was unusual. A bit if a bummer, but there was no snow, so it beat New England by a long shot. I fly infrequently now. Usually 1 trip to a warm climate during the winter, but […]
How To Save On Travel Read More »
In Tax Strategies For Seniors (and everyone else) – Chapter 1, we introduced the US Government graduated tax system and talked about some tax savings strategies. While the US (and state and local governments) need to collect taxes to provide services, none of us enjoy writing that tax check. We need to pay our fair
Tax Strategies for Seniors (and everyone else) – Chapter 2 Read More »
Thanks to Tony for suggesting this topic. It’s February and it’s cold so there’s not much else to do but sit at home, watch the snow and worry about how much of our retirement savings – or earnings – Uncle Sam is going to take from us. Taxes I’ve written about our growing national debt
Tax Strategies For Seniors (and everyone else) – Chapter 1 Read More »
Boo! Even more scary than that. Data Breaches Remember when these were a big deal? By now, they seem to happen daily. Ho Hum. Just like the government shut down. But beware of complacency. These matter. Here’s why. We hear about the big ones like the 2024 National Public Data breach where 2.9 billion (yup,
An Early Halloween Scare Read More »
In posts like Protect Yourself, I talk about ways to keep safe from the internet hordes that are trying to steal or money. I’ve got plenty of tips under the Protect Wealth tab. Phishing The scams all start the same way. The scammer jiggles something pretty in front of us and hopes for a response.
Large Multi-Nationals Really Are Out To Get Us Read More »
I’ve written a bit about car buying, here and here. To many people, buying a car tops their list of things they hate most. I understand why. There’s the pressure, the negotiation, the air of superiority many salesman have… Not fun. I worked for a car dealership that wouldn’t negotiate price. Many people found that
How Much Are You Willing to Pay? Read More »
I love when I go to the doctor and I’m asked if I feel safe at home. It’s sad that this needs to be asked, but I still get a chuckle. Recently, I told the doctor that I got a bruise when my grandson beat me up. She got really serious until I explained that
Yesterday I got the following text. Highlights As a kid, I loved the Highlights magazine. the only place I ever read it was the dentist’s office, I think the magazine was only sold to dentists. You couldn’t get one on your own. My favorite part was the picture where you had to find the missing
Another Lame Effort to Scam Me Read More »
I get hit regularly by phishing texts and emails. Let’s back up a bit. Phishing (like fishing) is when person or computer casts out a nice juicy piece of bait, in hopes that they’ll get a bite. Here’s an example. Back in 2001, the company I was working for was taken down by the Anna
If You’re Going To Phish, At Least Put Some Effort Into It Read More »
My earlier post this week was about adding more solar panels and a couple of batteries to my system. I initially installed solar in 2023, and it was so effective, that I decided to expand my system. Why Solar? Even with the 30% tax credit, solar is expensive. My original system cost $29,000 out of
Risk Mitigation – aka “I Told You So” Read More »