Retirement

Two of my lunch buddies have recently gone through the harrowing experience of signing up for Medicare. Medicare is a nice benefit, but there are some important things to know before signing up. We’ll go through some key terms and decision points. Health Insurance Annual health insurance enrollment has always been a stressful time for

OK. that’s a horrible title, but I felt horrible after reading this article today on CNBC. Here’s a snippet: Just 4% of today’s retirees said they are “living the dream,” according to a new survey from asset management company Schroders. And just as many — 4% — said they are “living the nightmare.” Most of the respondents

Earlier this week, I posted some info on social security planning. This is a follow-up to answer a reader’s question about the impacts of delaying social security benefits until 67, and drawing down his 401k instead to cover living expenses. See original post with comments here. An Important Note About Projections The projections here are

For all my friends who are either close to, or in retirement, this is a common topic of discussion. While social security alone will not likely be enough to fund our retirement, the monthly check from the government may be an important piece of our retirement strategy. What is Social Security? The US government instituted

First off, easy for me to say. 78% of Americans report that they are living paycheck to paycheck. If I can’t pay my bills, how can I possibly save for retirement? This is a national crisis in my opinion. That, however, does not make it a problem for our government to solve. I try and

Can I retire comfortably? That’s the big question. Let’s dig in and talk a bit about what it means to retire comfortably and how we determine if we can in fact achieve our goal of comfortable retirement. Credit to my Saturday morning coffee buddy Rich, this was his topic. This is a popular discussion topic