This morning I had a nice slice of humble pie for breakfast. I know, pie for breakfast??? But really, why not? Put that on the list. Anyway. I think I’m a pretty good investor. I do my homework before I buy and I’m patient. Lot’s of Red So this morning, I was tiptoeing through my […]
I’m Really Not As Smart As I Thought Read More »
I’ve written quite a few posts about hearing aids. I’ve test driven a few pairs and I’ve compared both the quality of the hearing improvement and the hearing aid support that I received. Overall, I think I’ve represented the OTC experience as positive, but I’m not sure I’ve come out and stated Yes, You Should
Should I Buy OTC Hearing Aids Read More »
I’m pretty excited about Roth conversions. I’ll tell you why in a sec, first some background… Our retirement accounts, our IRA and 401k, 403b and SEP are tax advantaged accounts. The government provides tax incentives to encourage savings. A traditional retirement account is a tax deferred account. This means that we pay no tax when
Quick Roth Conversion Tip Read More »
I remember a day in grade school where one of my classmates was standing in the corner of the playground crying while a group of kids surrounded him and were calling him fatty. Most of us know better now. We do this behind people’s backs. Anyway, the kid, whose name I won’t mention here in
What Did You Say??? Read More »
When investing in a company, or a mutual fund, time matters. We know the stock market is volatile. This year it is up almost 11%. That’s awesome, but remember when the market dropped 18% when tariffs were announced? And after the tariff excitement faded, it popped 30% to get us to where we are today.
Yes, TV streaming. Not our usual subject matter, but hang in there. Streaming Pioneer I consider myself a streaming pioneer. My divorce from Charter Cable was finalized in 2009. I had not been paying attention and was shocked that my cable bill had jumped to $159 per month. It seems like it had always been
What’s On Streaming? Read More »
The 4% Rule is the creation of an advisor named Bill Bengen, You can read more here. Basically, the rule was established to help those considering retirement and wondering how much of their nest egg they could take out each year for spending. “I have $500,000. Sounds like a lot, but is it enough?” Many
The 4% Rule – We Can Do Better Read More »
I wrote about this a few months ago, here, but I’ve been thinking about how to quantify why this makes sense. I turned 62 in May. 3 months before, in February, I gleefully logged in to the social security website and submitted my claim. Considerations For many of us, social security payments will be an
The Case for Taking Social Security at 62 Read More »
My grandson is turning 4 in October. Time flies. It seems like just yesterday he was coming home from the hospital and we had our first visit. When it comes to grandkids, time is a blur. Not so much with money. If I invest some of my hard-earned dollars in a mutual fund or a
3 Years is a Long Time Read More »
Here’s one that’s been churning around my head for the last few months. I started thinking about this a few months ago when the whole AI thing got a lot of attention. Have you heard of it? You can read my layman’s overview of AI here. This is somewhat like the late 90’s dot.com boom.
Energy Could Be Big Read More »