There has been a lot of excitement about social security lately. Social Security is funded by us and our employer. Since this is “our money”, we expect that it will be paid out to us when we retire. While that makes sense, there has been a lot of talk about: Both of these are causing […]
Where Is My Social Security? Read More »
There are quite a few people who avoid investing altogether because of the wild gyrations of the market. To some, the market seems like a casino. I’d be better off putting my money on red and spinning. It’s hard to argue against this when just this year, we’ve seen the Dow gain or lose over
What Drives Stock Price Changes? Read More »
This morning I was reviewing my year-to-date expenses. Yup, you’re jealous right – we retirees have all the fun. Don’t feel bad. I have a big BBQ lunch coming up later. Anyway, once again, I was surprised at our expenses. Everyone said they’d go down once we retired, but they’re up. What gives?? Taxes I
Early Retirees – Don’t Forget To Budget For Taxes Read More »
This morning, I was reading about tariffs and the national debt. I wanted to understand more about how tariffs could help the US pay off some of our debt. If other countries are paying us tariffs, presumably that is a huge amount of money that could be put toward our $37 trillion debt. I’ll spare
What’s Your Plan For Retirement Finances? Read More »
It’s Friday May 9. It’s been a wild year to date in the market and I had a long drive today so I have a few thoughts. The S&P 500 Performance The S&P 500 has largely recovered from the belly-flop that started on Liberation Day. As you may recall, this is when the initial tariff
Today, I’m perusing the TJX annual report. Before we get into (a light assessment of) the details, let me give you my background with TJX. I have to give my wife credit for this one. Back in 2015, she mentioned that she enjoyed finding bargains at Marshalls, TJ Maxx and Home Goods stores and wondered
This weekend, I read an article in Benziga called Peter Lynch’s Market Observation: ‘Far More Money Has Been Lost By Investors Preparing For Corrections, Than Has Been Lost In Corrections Themselves’. Interesting. Here are the facts behind it. Pretty fascinating. Need to Act I wrote some posts about this recently here and here and here.
Don’t Shoot Yourself in The Foot. Some thoughts on Market Timing. Read More »
The old guys and I have been discussing the merits of owning investment property here and here. Between my research before writing the posts and the comments from our readers, I’m seeing how much our personal experiences shape our ideas of what a good investment is. Commitment I’ve written a bit about commitment in investing.
Today’s surprise – Experience Drives Commitment Read More »
The old guys and I have been debating whether buying property is a better investment than the S&P 500. As always, I think the answer is “it depends” though not for the reasons you may think. Property Of the 4 of us in the discussion, all of us own our homes. 2 of us own
Is Buying Property a Good Investment? Read More »
Reader Mike asks about rental property as an investment. While I’ve never owned rental property, I have taken a look so I’ll share what I’ve learned. I’m hoping neighbor Mike will jump in as he is actually a rental property owner. With that out of the way, here’s what I know… Investment Our definition of
Should I Invest in Rental Property? Read More »