In a few posts, I’ve mentioned how investing is a hobby for me. I read company annual reports and analyst research reports for fun. Kinda sad. But while I laugh at this, it is a big part of the reason I was able to retire at 56. Let me explain why. And I promise, we […]
Investing As A Hobby Read More »
I was surprised by an article I read today. I’m hoping to get some feedback because I’d like to understand how others react. The article from mactrast is titled: 50% of Survey Respondents Say They’re Willing to Pay at Least $10 per Month for Apple Intelligence. Subscriptions I don’t like subscriptions. I understand I need
What Are You Paying For Subscriptions? Read More »
Yesterday, I wrote a post about the importance of having cash in a rocky market. While cash doesn’t gain much, it also doesn’t lose much. This got me thinking. My wife and I put in a little effort to maximize our cash return. But I know many folks don’t realize they have lots of options
Cash – You Have options Read More »
Quick story today. I’ve written about my love for Costco and some other great companies, but today I have a love letter to cash – more specifically, money market mutual funds. Let me tell you why. My wife and I are retired. We’re both shy of social security age, so we are living off of
I Love Cash – Some Thoughts On Money Markets Read More »
It’s April 22, 2025. The S&P 500 has had a wild ride of late. It’s down about 11% year-to-date, but that doesn’t begin to tell the story. It’s been a mad house. Given the pain we’ve been through, it seems time to ask the big question “Is now the time to buy?” Headlines This has
Dollar Cost Averaging is Your Friend Read More »
The craziness in the markets has got the media excited. Some articles are a call to action. Immediate steps we need to take to protect ourselves from tariffs and volatility, or more measured pieces that advise us to make some adjustments to prepare for tariffs. Thanks for the tips but you guys are a few
Don’t Panic! What To Do About Tariffs and market Volatility Read More »
For those who read the prior post here, I was comparing the Griot’s Garage detailing products to Chemical Guys. I have been trying a lot of different products and decided to do a head to head comparison by using Griot’s on the driver’s side, and Chemical Guys on the passenger side. It’s been 2 weeks
Car Detailing – Round 1 Results Read More »
Everything is down. We had a brief reprise on Wednesday April 9 when some of the higher tariffs were rolled back to 10%, but today Thursday April 10, we’re down again. I look at my holdings. My mutual funds are down, my stocks are down, my bond funds are down, especially long-duration treasuries. The mid-cap
What’s Up With Tariffs and Stock Prices Read More »
As an investor, it’s important to understand who is running the companies in which we invest and to learn how they make decisions. I’ve probably lost 90% of the readers at this point, but I’ll continue for the remaining reader or 2, but also for myself because I find that by writing this, it helps
3 Thinks I Learned From The Amazon Shareholder Letter Read More »
For anyone who owns a security, whether it is a stock, bond, mutual fund, or ETF, it is important to understand a little bit about how the market works. The media and the investment community make this a little harder because we’re often told that the “market” is doing things that aren’t always its fault.
What Did The Market Just Do? Nothing – Here’s Why. Read More »